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How to File a Truck Accident Claim The majority of truck accidents happen due to negligence on the part a trucker or a trucking company. Victims of injuries often need to file a lawsuit to get full compensation for any accident-related expenses. Medical bills are a typical cost for victims of truck accidents. The insurance provider for the responsible party could require an independent medical examination in order to be able to see the extent of your injuries and how they affect your daily life. Medical Care If you're involved in a crash involving a truck you must seek medical attention to ensure your health and safety. Getting medical attention as soon as possible will aid you to document your injuries to use them as evidence in your claim. This will also allow you build an argument that your injuries were caused because of the accident. Medical expenses are an important element of any claim for personal injury. They provide evidence of the severity of your injury and how it has affected your life. You may not be able get full compensation if you do not have solid documentation of your injuries. In certain situations medical treatment may be so extensive that it prevents you from working or going back to your normal activities. In this case, you might be able to claim compensation for the loss of income. You could also be entitled to reimbursement of the cost of any assistive device you need to live an ordinary life. In any accident, there are multiple parties that could be held accountable for the consequences of a truck crash. The parties that could be held accountable include: Truck drivers: They may be either company employees with a contract to drive for a specific employer or independently owned operators. They operate their vehicles for their own company or the shipper for whom they have agreements. Truck drivers who are negligent, reckless or engage in reckless driving may be held accountable for causing an accident. Other drivers: If a driver's negligence contributed to an accident, the driver could be held accountable. Other drivers are typically found to be responsible for truck accidents, particularly when the other driver was driving in a reckless manner or was distracted. The parties at fault may attempt to deny your claim by avoiding the blame, recording your statement against you, or tricking you into admitting to fault. This is why you need to consult with a seasoned truck accident lawyer. Your lawyer will fight to protect your rights and ensure that the responsible party pays you the amount you are due. Lost Wages Truck accidents are not the commonplace. These collisions are more serious and are more likely to cause permanent injuries and disabilities. These crashes also carry more weight, which can make the occupants more vulnerable. There are several different kinds of truck drivers, including owner-operators who own their own vehicles and contract with shippers to transport products for a charge or company drivers who operate vehicles that are owned by their employers. Both are at risk in the event of a collision involving a commercial vehicle, depending on the circumstances of the accident. A person who sustains an injury in a car accident that hinders the person from working could be entitled to compensation for the loss of wages. The amount they could have made during the time that they were unable to work because of their injuries is used to determine the compensation. This is not just regular wages, but also benefits such as paid time off and overtime. A judge usually reviews the doctor's note prior to granting damages to the injured party for lost wages. The letter should outline the treatment plan as well as the reason they were unable to be able to work. A letter from their employer which confirms their earnings, hourly wage and the number of days they were not able to work because of their injury is also required. Once the evidence is gathered and your lawyer has gathered the evidence, they will draft a package of demands that outlines the amount you have suffered as a result of the truck accident. This is then sent to insurance company of the other driver with clearly stating the facts of the case and how you were hurt and the amount you are requesting. Negotiations can involve back-and-forth communications. If an agreement is not able to be reached your lawyer will file a lawsuit on your behalf. In most cases, a person can claim the compensation for lost wages via the liability bodily injury coverage. If this isn't feasible, an injured person can file a claim through their own insurance company for their automobile. This is only up to the limit of their personal injury protection insurance (PIP). Suffering and Pain In addition to financial loss, truck accidents often cause significant emotional and physical distress. These non-economic damages are hard to quantify, but they require compensation in the form of money. A knowledgeable New York truck accident lawyer can evaluate your case and determine the potential value of your non-economic losses. The injuries can cause you to be unable to participate in your preferred hobbies or pastimes. You might miss out on holidays or other activities which make your life more enjoyable. You are entitled to compensation for these losses. Loss of consortium as well as loss of enjoyment of life are both examples of damages that are not economic. If you're injured in an accident with a large truck, it is important to seek medical attention as soon as possible. This will help you to maintain your health but will also be an invaluable document in any future personal injury claims. It is also essential to undergo an exhaustive medical examination even if your injuries seem minor at moment. In time medical professionals will be able to determine the severity of your injury and give you the proper treatment. Then, your lawyer will then review all evidence and draft an order letter that outlines your requirements for compensation. Your lawyer will then send the letter to the parties responsible and their insurance companies. If lauderhill truck accident attorney do not agree to meet your demands your lawyer will be ready to take them to the court. This is a sign that you are not willing to back down, and that they should respect you should they decide to offer you a fair settlement. Be prepared for the insurance company of the party responsible to reach out to you regarding the collision and any injuries that you sustained. They're usually “wolves dressed as sheep,” and will attempt to obtain information from you that they can alter out of context and use against you in court in order to reduce the amount you receive in settlement. By having your lawyer handle all communications with insurance companies and others, you can be sure to avoid making statements that could be used against you. Damages The most significant aspect of the truck accident claim is damages. These could be financial like medical bills and lost wages, or non-economic such as suffering and pain. In both instances, however, there is one thing that all damages share they are the result of the negligence of a third party. In order to be compensated the victim has to prove that the party responsible did not take reasonable care while operating or maintaining their vehicle or acted in reckless manner while driving. Even minor accidents can result devastating injuries due the weight and size. Even if you feel that your injuries are minor It is imperative to seek immediate medical attention. This will not only safeguard your health, but also provide vital evidence for any injury claim you might have. This will help your insurance provider understand the full extent of your injuries, and could help them prove that you'ren't as injured as you claim. Similarly, it is vital to keep records of all costs related to your accident. This includes travel costs you incur to get to doctor's appointments or other treatments and any property damage that is incurred in the crash. This includes your car, which may be totaled in a serious crash, and also personal items like watches and other jewelry. It is common for the insurance company of the responsible party company to try to contact you after the crash to offer an agreement. You should not talk to them or accept a settlement before consulting with an experienced truck accident lawyer. These people often try to convince you to accept lower offers that do not adequately cover the expenses associated with an accident. A reputable lawyer can review your records and provide you with a precise estimate of the worth of your case. Your lawyer will also determine if any additional damages, like punitive damages, are available. These are damages that are intended to punish the wrongdoer and deter others from engaging in the same behavior.